Annuity Quotes
Annuity quotes may be one of the most important quote you ever received in your investment career. The reason is simple. According to current mortality tables, if you are the average 65 year old American, you will live an additional 18 years. Statistics show that a large number of retirees will live much longer. Because Americans are living longer, they are very concerned they will outlive their retirement income. Given the current state of affairs in the stock and real estate markets, these people have very real reasons for concern. Read More…
Annuity Information
Annuities come in all sorts of shapes, sizes, types and classifications. Depending on where you have the assets invested when your payments begin, and method of premium payment, annuities have various benefits. For instance, fixed annuities assure a specified rate of interest for a certain period of time, while variable annuities offer a greater opportunity for growth, but then, the risk involved is also high. More Annuity Information…
How Equity Indexed Annuities Work
An equity-indexed annuity is an annuity that is different from a traditional interest bearing annuity. An equity-indexed annuity earns its interest by being linked to a stock or other equity index. Read More…
Annuity Investments
Basically all you do is invest a single or series of payments into the annuity investment. The company, in return, will pay you an income that starts on a specific date and lasts for a specific term. Read More…
Annuities Pros And Cons
Given this is true what are the pros and cons of annuities? First, if a person is looking for a lifetime income, an immediate annuity contract is their ticket to that income. Immediate annuities guarantee periodic payments to the annuitant for as long as they live. Read More…
Bonus Annuities
Annuities have been a viable product since the 1600’s when they were created. In the ensuing 400 years, annuities have undergone a number of changes. The latest addition to the family of annuities is called a Bonus Annuity. As the name implies, this is an annuity that pays a bonus. Read More…
No matter the number, i.e. 5%, 6%, 7% or whatever, the contract dictates how the money will be applied to the contract. Because interest rates change over time, the insurance company will guarantee their rates for only a specific period of time. Read More…
Annuities are meant to be long term investments to meet retirement needs or other long range goals. This is one reason why annuities can prove to be a valuable element in funding retirement plans. Read More…
Lifetime annuities have a very simple and easy to understand basic concept. By the way, lifetime annuities are also known as immediate annuities. So if you hear either term, you will know they are the same type of annuity. Read More…
Index annuities are a relatively new breed of annuities given they didn’t exist prior to the mid-90s. All annuities prior to this date were either fixed or variable. However, the genius behind the index annuity figured out how to make a very good investment even better. The inclusion of an index into the makeup of an annuity gives the annuity owner the opportunity to receive an increase in return on his investment. Read More…