Posts Tagged ‘immediate annuities’

Annuity Quotes

Posted by admin at 12 April 2010

Category: Nevada Annuities

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Annuity Quotes

Annuity quotes may be one of the most important quote you ever received in your investment career. The reason is simple. According to current mortality tables, if you are the average 65 year old American, you will live an additional 18 years. Statistics show that a large number of retirees will live much longer. Because Americans are living longer, they are very concerned they will outlive their retirement income. Given the current state of affairs in the stock and real estate markets, these people have very real reasons for concern. Read More…

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Annuity Information

Posted by admin at 13 March 2010

Category: Nevada Annuities

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Annuity Information

Annuities come in all sorts of shapes, sizes, types and classifications. Depending on where you have the assets invested when your payments begin, and method of premium payment, annuities have various benefits. For instance, fixed annuities assure a specified rate of interest for a certain period of time, while variable annuities offer a greater opportunity for growth, but then, the risk involved is also high. More Annuity Information…

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Annuity Definition

Posted by admin at 12 March 2010

Category: Nevada Annuities

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Annuity Definition

Annuity definition, in relative terms, comes from the field of finance theory. Since all financial transactions are theoretical in nature until they actually happen this makes sense. Whether or not the transaction is profitable or successful is not part of this discussion. Read More…

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Annuity Purchase

Posted by admin at 10 March 2010

Category: Nevada Annuities

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Annuity Purchase

An annuity purchase is like any other purchase except when an annuity is generally for the long term. An annuity is used to accumulate money for a future time when you will want an income on a regular basis. Read More…

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Annuity Products

Posted by admin at 8 March 2010

Category: Nevada Annuities

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Annuity Products

Annuity products are regulated by three levels of government. The federal government regulates variable annuities through the Securities and Exchange Commission and the Financial Industry Regulatory Authority, Inc. The state governments regulate annuities through their respective Insurance Department. All annuities have to comply with the Internal Revenue Code. Read More…

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How To Compare Annuities

Posted by admin at 4 March 2010

Category: Nevada Annuities

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How To Compare Annuities

Annuities come in three flavors, fixed, variable and index. With a fixed annuity, the insurance company guarantees the rate of return at the time you purchase your annuity. A fixed annuity also grows at a secure rate for as long as you own the contract. The interest paid is tax deferred meaning you don’t have to declare it on your yearly tax return. Read More…

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Equity Annuities

Posted by admin at 1 March 2010

Category: Nevada Annuities

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Equity Annuities

For all practical purposes, equity annuities are the new annuity on the block. Just ten years ago the closest a person could come to this type of product was a variable annuity. Today, almost every insurance company offers an equity-indexed annuity product. Read More…

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Immediate Fixed Annuity

Posted by admin at 23 February 2010

Category: Nevada Annuities

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Immediate Fixed Annuity

An immediate fixed annuity has been called the classic annuity because a person begins to receive periodic checks after the first month of investment. Hence, immediate means it starts in a relatively short period of time and fixed means the check will be the same amount every time. Read More…

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Annuity Taxation

Posted by admin at 21 February 2010

Category: Nevada Annuities

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Annuity Taxation

It is in this phase that income taxes will be due on every annuity payment the annuitant – the person receiving the payment – receives. If the payment is made as a lump sum, then income taxes will be due on the difference between the amount paid into that annuity and its value when it is paid back.

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Immediate Annuities

Posted by admin at 28 December 2009

Category: Nevada Annuities

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Immediate Annuities

An immediate annuity is a financial contract between an insurance company and an annuity holder. As the name suggests, the annuity holder will receive payments from the insurance company soon after the signing of the contract. The payments almost always run for the life of the annuity holder.
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